Mortgage regulations have changed significantly over the last few years, making your options wider than ever. Subtle changes in the way you approach mortgage shopping, and even small differences in the way you structure your mortgage, can cost or save you literally thousands of dollars and years of expense.
If you are looking to break into the housing market, it is important that you are ready to act when the right house comes along. Affordable homes, in desirable neighborhoods, sell quickly due to high demand.
If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price.
Fixer uppers and handyman specials often represent a good way to get a great deal on a home. As long as you are aware that these homes need work, are prepared to create a realistic budget ahead of time, and remember to leave yourself some financial "wiggle room", you can have an ideal home for much less than what comparable homes (already in top condition) are selling for.
Whether you're looking to buy your first home, or trading up to a larger one, there are many costs - on top of the purchase price - that you must figure into your calculation of affordability. These extra fees, such as taxes and other additional costs, could surprise you with an unwanted financial nightmare on closing day if you're not informed and prepared.
Although most homes for sale are resales, one out of four homebuyers purchases a new home. Which is better: existing or new?
The right answer, of course, is up to you. Both resales and new homes offer advantages. Existing homes are less expensive on average, and are generally closer to, and enjoy the warmth and surroundings of, established neighbourhoods. New homes, on the other hand, offer innovative use of space, modern energy efficiency, and choices of options and upgrades.
WE ARE ON A MISSION TO RAISE $10,000 FOR CHILDREN WITH AUTISM IN NORTHERN CALIFORNIA & OTHER WORTHY CAUSES...
For every referral we receive, we donate a portion of our income to SkateMD Healing Hearts. Skate MD Healing Hearts through skateboarding provides a safe, accepting environment, positive interaction, and exercise with a special attention to the individual's needs through their FREE clinics throughout the Sacramento region.
Skate MD does great work in helping kids with Autism and at-risk children and youth that face development, physical, emotional or family challenge with the empowerment of exercise, positive interaction, and fun while increasing tolerance, compassion, and support within the community. Skate MD is able to provide one-on-one skateboard clinics in an accepting environment for children ages 5-17 to experiment with skateboarding, to fine-tune existing skateboarding skills or to just have fun, with a special attention to the individual needs of their participants. BUT all this survives on Sponsorships and Donations.
BY THE NUMBERS
Families often struggle to support all the emotional and physical needs of their children associated with Autism. SkateMD Healing Hearts serve children who may not otherwise be able to pursue skateboarding or other physical activities, don't have easy access to skateboard equipment or facilities, and/or who just need some extra kindness in their lives.
So YOUR REFERRALS REALLY DO HELP THE KIDS…
Who do you know considering buying or selling a home you could refer to us?
Not only will they benefit from our outstanding service, but we donate a substantial portion of our income on every home sale to Skate MD Healing Hearts Through Skateboarding.
It’s easy to refer your friends, neighbors, associates or family members considering making a move. Simply go to www.LaddReferralRewards.comor you can call us direct at 916-936-9176.
Please Click Make A Referral to submit a enter the information or you may call me at (916) 936-9176,